More than $8.1 million paid in Florida claims in 2020*

Florida Home Warranty

Having a household appliance or system break is always inconvenient. But that is especially true if you live in Florida and the broken item is your air conditioner.

However, if you choose a Florida home warranty from First American, you can rest assured that when a covered household system or appliance breaks, it doesn’t have to put a huge dent in your wallet. We'll have a qualified technician dealing with the problem for you in no time.

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Buy a Florida Home Warranty

I'd like to get home warranty coverage. How do I find a quote that fits my budget?

Protect Your Household with a Home Warranty

Although many people have homeowners insurance, it doesn't provide coverage when appliances or systems break down in your home. This can really stress your budget when you have to deal with a broken air conditioning unit or an electrical issue on short notice.

For instance, repairing an air conditioning unit can cost hundreds to thousands of dollars. If it needs to be replaced, that could set you back even more. However, when you take out a comprehensive home protection plan in Florida, you can rest assured that your home systems and appliances will be protected and that you won’t have to worry about how to solve the issue yourself.

With home warranty coverage in Florida, you could be protected from failure of your air conditioning, electrical, plumbing, and other covered systems—as well as appliances such as fridges, dishwashers, and trash compactors, depending on the plan that you end up choosing.

Why worry about home appliance failures? First American has got your back!

Won't it be nice to sit back and enjoy the budget protection and peace of mind that a First American home warranty can offer?


As a homeowner, you may be worried about the home warranty cost in Florida, thinking that you might end up paying for it month after month without ever needing the service.

But as you’ve probably experienced many times yourself, crucial home systems and appliances can break down at the worst possible time. This leaves you figuring out how to get it repaired, as well as how to cover the unexpected expenses.

However, if you use home warranty services in Florida, much of that is taken care of. When working with First American, you call us or go online anytime day or night to request service , and we’ll arrange for a service contractor to come as soon as possible and fix the covered problem.

When you choose us from the list of home warranty companies in Florida you won’t have to go through a home inspection or worry that your appliances or home systems will be too old to be covered, provided they are in safe, working order when coverage begins.

Homebuyer or Seller?

Buying or selling a home is a complicated process, so the last thing you want is the unpleasant surprises that the home systems or appliances that aren’t working as they should.

For sellers, that can mean a reduced listing price, unhappy prospective buyers, or the hassle and added expense of trying to fix the item. For buyers, it can bring added stress and expense when you’re already making a large purchase. Luckily, First American has special home warranty plans just for home buyers and sellers.

With a home warranty, sellers can boost the buyers confidence by showing that all appliances are covered and protected, and buyers know they only have to go online or call away to get expert assistance when something goes wrong with covered items.

Real estate plans for buyers are available online. Learn more about coverage and options for buyers.

Home Warranty FAQs

Here are some answers to your questions about First American home warranties.

What does a home warranty cover?

First American Home Warranty has plans and options to choose from to best suit your home's specific requirements. Plans can include coverage for kitchen appliances, water heaters, plumbing, plumbing stoppages, electrical, heating system, and more. Optional covered items can include pool and spa equipment, a well pump, and more. Get a quick quote and see what's covered.

What is a service call fee?

This is the fee paid to First American Home Warranty when you request service. The service call fee is similar to the deductible you pay when you make a claim on your homeowners insurance.

Who do I contact at First American Home Warranty when a covered item breaks?

When a covered item fails, sign in at or call First American at 800.992.3400 to request service. It is important to contact us first, as we do not reimburse for services performed without approval.

How quickly are home warranty claims handled?

After we confirm coverage here at First American Home Warranty, the repair technician typically receives the claim dispatch within four hours, during regular business hours. Normally, the technician will initiate service within 48 hours. Simple repairs are usually made on the first visit. If parts must be ordered, however, an additional visit(s) may be needed to complete the repair or replacement.

Who will you send out to my home to service my system or appliance?

We will send a technician from our network of thousands of independent service providers who are pre-screened, and monitored for performance through customer satisfaction surveys.

How Florida Home Warranties Work

Now that we’ve gone through the benefits and options, we can look at how the warranty works.

Basically, for a low monthly fee, you get comprehensive protection for covered home appliances and systems. When failures occur in the home, you can reach out to our customer service representatives or go online 24/7 to get the help that you need.

At First American, we are committed to making the experience of every customer as simple and convenient as possible. That's just part of what makes us among the best home warranty options in Florida, with several hundred thousand Florida customers who trust us to protect their homes.

When choosing a home warranty, you need to not only select a plan that fits your household needs, but also find a company that has a reputation for keeping its promises.

At First American, we have the experience, as well as a wide range of contractors, to ensure that no matter the issue, you will receive competent and quick help in every situation. Learn why we’re the home warranty Florida residents trust. Get a quote today!

First American Reviews

First American is known as one of the best home warranty companies in Florida because we strive to provide an excellent experience and peace of mind to every single customer.

We have plenty of Florida home warranty reviews from happy customers that are willing to vouch for the quality of our services. Here are just a few:

I came home after (a) few weeks of work out of state to find out that my water heater was broken. I called First American and received fast appointment set up with (a) local business to assess and repair my water heater. Local company was very good at communicating the appointment, arrival and problem and (the) time it will take to repair. I am very pleased with having (a) First American home warranty.

Irina of Pensacola, FL

My Realtor said that First American was first-rate and that if I was gonna get anything, that would be the company. I had other companies in the past and these guys won. Usually, the turnaround's anywhere between 24 to 48 hours when I put in a request online. I get an email right away, and as far as an acknowledgment, right away I get a text message letting me know who the subcontract's been assigned. Right away, I get an email from the subcontractor letting me know when and how they're gonna be on site. It's just really smooth. Everybody is in harmony, working very effectively. Their subcontractors are very good, professional, and customer-focused. They communicate very effectively, letting us know where they are, how it's being fixed, why it's being fixed, and giving us some advice as well once they complete the work.

Luis of Kissimmee, FL

We have had our warranty with First American Home Warranty for over 10 years. It has been the best investment I have made in that entire time. We have had to utilize it on numerous occasions with the built in Microwave being the most recent. Every time, First American Home Warranty  has gotten us to the right company for repair or replacement. I have recommended them to many friends, family and co-workers. I will always maintain my policy with them due to their excellent care and services.

David of Saint Augustine, FL

For more reviews, check out our dedicated testimonials page.